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There are two ways of repayment: monthly repayment (scheduled repayment) and early repayment (optional repayment).

On the 27th day of each month (if it falls on a Saturday, Sunday or national holiday, the following business day), the prescribed amount is withdrawn from the borrower’s ordinary deposit account as monthly repayment (the monthly repayment amount varies depending on the loan balance as of the scheduled repayment date in the preceding month).
If you are in arrears with repayment, please deposit the monthly repayment amount in your Seven Bank account (ordinary deposit). The prescribed amount is automatically withdrawn when the balance of ordinary deposit exceeds the monthly repayment amount.
* Please note that if you make payment under the Card Loan Service, your payment will be treated as optional early repayment, instead of scheduled monthly repayment.

You can make optional early repayment (1) via the Direct Banking Service, or (2) via an ATM.
(1) If you make optional repayment via the Direct Banking Service, you will pay the repayment amount by transfer from your ordinary deposit account.
To logon to the Direct Banking Service, access the following webpage.
https://ib.sevenbank.co.jp/IB/IB_U_CO_002/IB_U_CO_002_100.aspx?Direct=IB_U_CL_005_100&Lang=en-US
* If you use a smartphone, access the following.
https://mb.sevenbank.co.jp/SB/SB_U_CO_002/SB_U_CO_002_100.aspx?Direct=SB_U_CL_005_100&Lang=en-US

(2) If you make optional repayment via an ATM, you will deposit the repayment amount in cash, or pay the repayment amount by transfer from your ordinary deposit account.
[Caution] Even if you make optional repayment, the monthly repayment amount is withdrawn from your account if there are outstanding borrowings.
For more information of scheduled monthly repayment and optional early repayment, please check the following webpage.
https://www.sevenbank.co.jp/english/personal/netbank/deposit_loan/loan/hensai.html