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There are no default charges, but you must deposit funds into your Seven Bank account (ordinary deposit) as soon as possible so that there is enough for the monthly repayment amount. Once the ordinary deposit balance exceeds the monthly repayment amount, an automatic payment is made.
Note that if no repayment is made on the monthly repayment date, because the accrual rate method is used, interest is incurred on the entire outstanding loan amount.

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